Kim Martini, Owner and Managing Partner of Cape Coral Mortgage Company, is one of those companies you either love or hate. He is a hard worker, skilled, qualified, and just generally good communicator. When you hire Cape Coral Mortgage Company you get the feeling that you have found a friend in your high school or college marketing department. Cape Coral mortgages is one of the authority sites on this topic. And he keeps bringing people back- people you feel you know and understand better than anyone.


It was a little over six years ago when we first came across Kim. We had worked with and for several mortgage companies up to that point. All were good, but none of them quite understood what we did. It took some time, but as soon as we decided to purchase Cape Coral Mortgage Company we knew right then and there that this was the place we wanted to be. Great sales team, great mortgage company, great people.

In three short years of doing business with Cape Coral Mortgage Company – two of which were profitable – we were approached by several more. And each of those too was exceptional in their own way. And of course we are still doing great business with them to this day. It may not be fair to say that each of our relationships is what would be termed a “best,” but that is the way it is.

There is only one specific mortgage lender in the Cape Coral area that we have to recommend. That is Fannie Mae. They are not only competitive in pricing mortgage loans, but they have a great reputation in helping clients who have been foreclosed on get the mortgages refinanced that they deserve. For that reason alone, we recommend them and use Fannie Mae’s website to check out all the programs they offer.

In addition to a great interest rate and affordable fees and costs, Fannie Mae is a wonderful source for information about their foreclosure assistance program. Because the government is no longer actively involved in assisting homeowners in overcoming foreclosure, this company does it for them. All of the information you need to know is right there at your fingertips.

Another excellent mortgage company in Cape Coral that we had a good experience with was Gulf Coast Mortgage. They had one of the lowest closing costs ever. Their fees were also very reasonable and quite competitive with other lenders. In fact, it was one of the reasons we decided to secure our Cape Coral mortgage through Gulf Coast.

One thing that we definitely did not like about Fannie Mae was that we could not refinance until we got behind on our mortgage. So if we needed a new mortgage, we had to wait. This could be a real problem for us, especially during this tough economy. When we took our search over to Gulf Coast Mortgage, we were impressed with how well everything worked out. It was almost too easy to get pre-approval. The entire process was so simple that even people who are not very educated about mortgages can do it.

There are many mortgage companies to consider when looking to purchase a home in Cape Coral. Make sure that any of them offer you free quotes and look into all of their options for financing before making any final decisions. It might be a good idea to speak to a loan officer as well. These mortgage specialists will be able to answer any questions that you might have. As long as you take your time to shop around, you should end up with a mortgage company that you feel comfortable with.

Contact Info

American Mortgage Solutions
3046 Del Prado Blvd S, Ste 1-B
Cape Coral, FL, 33904
Phone No. : (239) 766-8344